Important information and disclaimers

Please note:

Results may vary for each subscriber.

Past performance does not guarantee future outcomes.

This website provides general information about our subscription-based financial planning services. The content is intended for informational purposes only and does not constitute specific financial advice. Please consult a professional for guidance tailored to your circumstances.

General notice

The information on this site reflects our current service offering, fees, and processes as of the date shown below. While we aim for accuracy, details may change and should be verified before making decisions. Pricing and service inclusions are subject to periodic review.

Limitation of liability

We endeavour to provide reliable service, but certain limitations apply by law.

  • Our team is not liable for losses resulting from reliance on website information.
  • We do not accept responsibility for third-party links or content outside our site.
  • No guarantees are given regarding the suitability of services for individual needs.
  • Website access may be interrupted for maintenance or updates without prior notice.

Accuracy of information

We strive to keep information current and accurate, but cannot guarantee completeness or correctness at all times. Subscribers should confirm details before relying on any information provided.

All information is subject to change and periodic review.

Professional advice

Nothing on this site replaces personalised, professional financial advice. Always consult a qualified planner regarding your specific circumstances.

External links

Links to external websites are for convenience only. We do not endorse third-party content or take responsibility for their accuracy or privacy practices.

Performance and results disclaimer

Outcomes may vary for each individual. Past results do not guarantee future performance.

Individual results may differ

Personal circumstances, market conditions, and other factors can impact results.

Financial information disclaimer

All financial information is provided for general guidance only.

  • No investment products or specific financial products are recommended or endorsed.
  • Fee is $250 per month, covering consultations and ongoing reviews. No hidden charges.
  • We do not provide, promote, or sell investment, education, or training products.

Jurisdiction and law

This service is designed for Australian residents only.

Australian law applies to all interactions with this website and service.

Our operations comply with the relevant Australian regulations.

Clients outside Australia may not access our subscription services.

Indemnification

Subscribers agree to indemnify and hold harmless our company and team from claims arising from misuse of information or services.

Severability

If any section of this notice is found invalid, the remaining sections remain enforceable.

Modifications

We may update this disclaimer at any time. Please refer to the date below for the latest version.

Contact us

Contact our team if you have questions or require clarification regarding this disclaimer.

Contact email: content@celmoraviaq.com

Phone: +61308109938

Address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective date: September 24, 2025

Last updated: September 24, 2025