Financial planner explaining pricing

Simple monthly subscription pricing

Transparent and easy to understand

Our subscription covers regular consultations, ongoing scenario reviews, and direct access to your planner. You pay a flat monthly fee of $250—no hidden administrative charges. All sessions and plan adjustments are included, making financial planning straightforward.

Meet your planners

Skilled, local professionals supporting you

Olivia Martin

Olivia Martin

Senior Planner

10 Years Retirement planning

Education

Bachelor of Commerce, University of Sydney

Olivia brings personalised attention and ten years of experience to every session.

Experience

Finance Group - Financial Planner (4 years)
Sydney Advice - Senior Planner (6 years)

Skills

Consulting Analysis Communication

Methods

Goals-based reviews Scenario analysis

Certifications

Financial Planning Certificate
ASIC Compliant Advisor
Daniel Lee

Daniel Lee

Financial Planner

7 Years Superannuation advice

Education

Bachelor of Economics, Monash University

Daniel is focused on transparent service and maintains a client-first approach throughout.

Experience

Melbourne Advisory - Financial Planner (3 years)
Lee & Partners - Planner (4 years)

Skills

Planning Listening Strategy

Methods

Needs assessment Ongoing consultation

Certifications

Financial Planning Certificate
ASIC Regulatory Training
Emma Williams

Emma Williams

Client Service Lead

9 Years Client communications

Education

Diploma of Financial Services, TAFE NSW

Emma ensures smooth communication and supports clients through every step of their journey.

Experience

Sydney Support - Client Service (5 years)
Finance Team - Service Lead (4 years)

Skills

Support Coordination Empathy

Methods

Personalised support Process improvement

Certifications

Client Service Training
ASIC Customer Care
Michael Chen

Michael Chen

Planning Associate

5 Years Scenario reviews

Education

Bachelor of Finance, University of Melbourne

Michael specialises in scenario reviews and helps keep plans current as circumstances change.

Experience

Melbourne Planning - Associate (2 years)
Chen Advisory - Planning Associate (3 years)

Skills

Analysis Detail Collaboration

Methods

Continuous review Plan adjustment

Certifications

Financial Analysis Certificate
ASIC Compliance

How your subscription works

Olivia Martin

Olivia Martin

Senior Planner

"With a subscription, you know exactly what you’re getting—ongoing support, regular reviews, and a simple fee structure. We aim to keep planning approachable and transparent, so you’re always comfortable reaching out."

1

Step 1

Start your subscription

Sign up online or get in touch. We’ll confirm your details and set up your first session.

2

Step 2

Initial assessment meeting

We review your current situation and discuss your objectives in detail.

3

Step 3

Plan development and review

Your planner prepares a tailored approach, with regular reviews to ensure relevance.

4

Step 4

Ongoing support provided

Contact your planner as needed and book regular sessions to maintain progress.

Subscription pricing at a glance

Everything you need is included in one monthly fee—no extra or hidden charges.

Popular

Standard Subscription

Monthly consultations and ongoing scenario reviews included.

A$250.00 per month
  • All consultation sessions included in fee
  • Ongoing scenario reviews and updates
  • Direct email and phone access
  • Compliance with Australian regulations
Contact us

Flexible Access

Ideal if you want more frequent plan reviews or flexible scheduling.

A$310.00 per month
  • Additional review sessions per month
  • Priority scheduling options
  • All standard features included
  • No extra admin fees
Contact us

Premium Engagement

For those seeking extended sessions and priority support.

A$340.00 per month
  • Longer consultation sessions
  • Priority response times
  • All standard features included
  • No extra admin fees
Contact us

Subscription details

All plans include email and phone support between sessions.

You may cancel your subscription at any time with one month's notice.

Results may vary. Past performance does not guarantee future outcomes.

Important information

No refunds are provided on monthly subscriptions.

All services comply with Australian financial regulations.

Compare subscription options

See how we differ from other financial planning subscriptions

Our clear pricing, direct access to planners, and compliance focus set us apart from others.

celmoraviaq subscription

Direct planner access, flat fee, flexible scheduling, ASIC compliant

4.9/5
$250/mo

Typical planner service

Variable fees, less direct communication, unclear inclusions

3.5/5
$300/mo

Direct planner access

Speak with your planner every session

celmoraviaq subscription 98%
Typical planner service 65%

Transparent pricing model

One monthly fee, no hidden costs

celmoraviaq subscription 95%
Typical planner service 55%

Regulatory compliance

Meets all Australian standards

celmoraviaq subscription 100%
Typical planner service 70%

Flexible scheduling options

Book sessions that suit your needs

celmoraviaq subscription 92%
Typical planner service 60%